Although welfare, food stamps, and housing assistance certainly help low-income families to prop up their incomes during short-term crises, this type of assistance tends to discourage or prevent families from accumulating financial assets. What ensures that families develop the personal and financial resources for a better future is to build a nest egg – through savings, home ownership, and business creation.
Isles’ Approach
Isles’ Financial Self-Reliance Department fosters self-reliance by offering leading-edge educational and financial products and services that support low and moderate income families to obtain assets that will lead to long-term financial stability.
Click here to see Financial Self-Reliance’s 2009 Accomplishments.
Avoid Foreclosure: Foreclosure Counseling and Education
If you are behind on your mortgage payments, have been served with foreclosure papers or due to an emergency can no longer afford your home loan, Isles can help. Our experienced counselors will review your particular situation and connect you with the resources and programs to help resolve your problem.
Isles works for YOU, not your lender.
Start a Business: Microbusiness Training and Lending
If you’ve ever dreamed of starting a small business or improving your existing business, our microbusiness services are for YOU! Our microbusiness services provide fundamental business assistance such as business training and small loans that will help you develop or expand any type of self-employment or microbusiness.
Buy a Home: Home Ownership Center
Isles’ Home Ownership counseling takes the mystery out of the home buying process and prepares you to be a responsible homeowner. Our HUD certified one-on-one housing, counseling, credit assistance combined with Home Ownership Workshops gives you the guidance and tools you need to successfully purchase a home.
Isles’ Financial Self-Reliance Department fosters self-reliance by offering leading-edge educational and financial products and services that support low and moderate income families to obtain assets that will lead to long-term financial stability.