Falling behind on your mortgage payments or facing the loss of the home you so worked hard to purchase can be a frightening experience. Even worse, you may be bombarded by offers to remedy the situation from people who may not have your best interests at heart.
Isles is a certified housing counseling agency by the US Department of Housing and Urban Development (HUD) with no ties to realtors or mortgage companies. We work for you and offer free foreclosure prevention services including individual counseling and workshops on issues such as foreclosure prevention, loss mitigation and refinancing.
We will:
- Assess your circumstances and explain your mortgage options
- Review your credit and help you develop a household budget
- Establish a plan of action
- Negotiate with the lender/servicer of your loan when appropriate
- Provide referrals to resources for other needs/services
For help with your mortgage, please call: 609.341.4791 or click here for a list of the documents we will need from you in order for us to schedule your appointment.
We are an approved foreclosure counseling agency of New Jersey Housing Mortgage Finance Agency and as such have counselors and resources available to help you. If you are a homeowner and a foreclosure action has been filed against you, you may qualify for FREE foreclosure prevention counseling by an approved HUD/NJHMFA-certified housing counseling agency.
- NJ Housing Mortgage Finance Agency: Offers housing resources for rentals, homeownership, and foreclosure
- New Jersey Homekeeper: Provides up to $48,000 in mortgage assistance to qualified home owners
- New Jersey Mediation Program: Offers assistance to homeowners currently in foreclosure through mortgage modifications agreed to through trained mediators, housing counselors and lenders representatives.
For more information about Foreclosure Assistance: 609.341.4791